This insurance product is distributed by Cylo Australia Pty Limited ABN 29 666 378 909 Authorised Rep No. 001303389 (Cylo), an authorised representative of IAG Agencies Pty Limited, ABN 11 147 749 139 AFSL 471282. Cylo acts as agent of the issuer CGU Australia Pty Ltd trading as CGU Insurance ABN 62 004 478 960 AFSL 700014, pursuant to a binder agreement.